John Smallwood tends to challenge closely held truths about financial planning , and this episode is no different.Listen in as John questions conventional wisdom about Social Security. He clears up confusion about what age people can start collecting their full benefit, and he also explains the advantages of waiting longer. Of course, John uses plenty of examples along the way to help you understand where Social Security fits in with your overall plan.Related: How Much Money Do You Have to Accumulate in Order to Retire? The right decisions for you are not necessarily the decisions that are being promoted by conventional wisdom.