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Repeat 3-year terms to reset the defense and accelerate growth potential
In sports, halftime allows a team to reflect upon the first half, refocus on the second half, and reset the game plan. Taking a midpoint break in your investment strategy to reset could help you strengthen your portfolio and finish the second half strong.
Reflect to refocus
We examined how the 3-peat strategy would have performed over the past 50 years compared to the S&P 500®, across 529 six-year rolling periods.1 100% of the time, the 3-peat strategy outperformed the S&P 500.
1 Analysis uses the S&P 500 Price Return Index and includes 529 rolling 6-year periods with a monthly step from 1973–2023. Past performance does not guarantee future results.
The 3-peat strategy name is a combination of 3-year term and repeat; it assumes an allocation to two consecutive 3-year participation rate accounts available with Lincoln Level Advantage 2® index-linked annuity and Lincoln Level Advantage® indexed variable annuity. For participation rate strategies, the account value will grow by multiplying the participation rate to any positive percentage change based on the market index chosen. This example tracks the S&P 500 Index and uses a 110% participation rate and 10% protection level. Actual rates may vary. Renewal rates may be different from initial rates.
Lincoln Level Advantage® indexed variable annuity and Lincoln Level Advantage 2® index-linked annuity are long‐term investment products that offer tax‐ deferred growth, access to a lifetime income stream, and death benefit protection. To decide if Lincoln Level Advantage® or Lincoln Level Advantage 2® is right for you, consider that its value will fluctuate; it is subject to investment risk and possible loss of principal; and there are costs associated with the variable investment options such as product charges and administrative fees. All guarantees, including those for optional features, and all amounts invested into the indexed accounts are subject to the claims‐paying ability of the issuer. Limitations and conditions apply.
Rates are declared by the issuing company at its discretion. For current rates go to LincolnFinancial.com/LevelAdvantage/Rates.
A strategy you can run long with
With Lincoln Level Advantage®, you can choose from a range of indexed account options to access upside potential with less exposure to market fluctuations. Consider the 3-peat strategy: investing in two consecutive 3-year participation rate indexed accounts designed to outperform in both falling and rising markets. The chart shows this strategy in action compared to the S&P 500® from December 2005 to November 2011.
Halftime presented by Lincoln Level Advantage and the 3-peat strategy:
Reset the defense: New 10% protection level
Accelerate the offense: Reset participation rate for greater growth potential
Stay in the game: More confidence during volatile markets
Example is hypothetical and for illustrative purposes only. It is not indicative of real results. The example assumes allocation to two consecutive 3-year accounts tracking the S&P 500 Index with a 110% participation rate and 10% protection level compared to the S&P 500 Price Return Index from December 2005 to November 2011.
Ready to learn more? Please visit the Lincoln Level Advantage webiste. Lincoln Level Advantage® indexed variable annuity | Lincoln Financial
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Important information:
Lincoln Financial® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Please consult an independent professional as to any tax, accounting, or legal statements made herein.
Lincoln Level Advantage® indexed variable and Lincoln Level Advantage 2® index-linked annuities are long-term investment products designed for retirement purposes. There are no explicit fees associated with the index-linked account options available. With Lincoln Level Advantage® indexed variable annuity there are associated fees with the variable annuity subaccounts, which include a product charge, and administrative fees. Annuities are subject to market risk including loss of principal. Withdrawals are subject to ordinary income tax treatment and, if taken prior to age 59½ in nonqualified contracts, may be subject to an additional 10% federal tax.
Index-linked annuity products are complex insurance and investment vehicles. Please reference the prospectus for information about the levels of protection available and other important product information
Lincoln Level Advantage® indexed variable annuities (contract form 30070-B and state variations; contract form 30070-BID in Idaho) and Lincoln Level Advantage 2® index-linked annuities (contract forms 24-50090, 24-50091, and state variations) are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
Not available in New York.
LCN-7583440-012925