Happy New Year! Retirement is a time to reinvent yourself and embrace new-found freedoms. But just as important as deciding what to do is learning what not to do. Letting go—of old habits, relationships, and commitments that no longer serve you—is a powerful step toward building the life you want. Think of it like decluttering your kitchen: you wouldn’t keep a dull knife or mismatched lid if it only gets in the way. Or like a coach revamping the playbook—sometimes, you need to drop the plays that no longer work to make room for winning strategies. Here’s your 2025 Retirement "Non-Resolution" Checklist, filled with practical ways to stop wasting your energy on things that don’t enhance your new chapter.
1. People
- Stop spending time with energy-drainers. You know who they are: the complainers, the critics, the people who leave you feeling worse, not better. It’s okay to step back.
- Drop obligation-driven gatherings. Do you really need to attend that third cousin’s funeral or the annual dinner with folks you barely know? Spend your time with those who matter most.
- Let go of outdated social circles. If a group no longer reflects your interests or values, give yourself permission to walk away.
2. Places
- Avoid uninspiring destinations. Maybe it’s that old restaurant everyone swears by, but you’ve never liked. Your time is better spent discovering a new favorite spot.
- Reassess your travel list. Does your travel “Wish List” reflect who you are today? Cross off places you feel lukewarm about and focus on destinations that spark excitement.
- Eliminate unnecessary errands. Why keep driving to a specialty store when you could shop online or find a better option closer to home?
3. Things
- Purge material clutter. If an item doesn’t bring you joy or serve a purpose, it’s time to donate or discard it. That old treadmill collecting dust or clothes you have not worn in 5 years? Gone.
- Upgrade outdated gadgets. Let go of that old printer or VCR that’s causing more frustration than it’s worth.
- Rethink sentimental keepsakes. If it’s packed in a box and hasn’t been touched in years, ask yourself if it’s truly meaningful.
4. Activities
- Quit doing what you hate. Whether it’s attending an uninspiring book club or tackling a complex DIY project, focus on what brings you fulfillment.
- Stop chasing unresponsive friends. If someone isn’t making an effort to stay connected, it might be time to let go.
- Reevaluate commitments. Take a fresh look at your volunteer commitments. Are you still on the board of an organization that no longer excites you? How closely do you feel aligned with the organization’s core mission and other volunteers? It’s okay to step down if the fit isn’t right.
5. Spending
- Avoid unnecessary purchases. Stop buying things you don’t need just because they’re on sale. Ask yourself: does this add real value to my life?
- Stop competitive spending. Sending elaborate holiday cards or extravagant gifts to distant acquaintances? Shift your resources to meaningful connections.
- Rethink risky investments. If high-flying stocks or crypto kept you on edge in the past, consider more stable, diversified strategies that align with your goals.
6. Leisure
- Abandon uninspiring hobbies. If knitting never clicked or that mystery novel doesn’t grip you, move on to something you truly enjoy.
- Limit social media scrolling. Reclaim your time by setting boundaries around screen use and engaging in real-world activities.
- Pass on activities that don’t grow you. Whether it’s playing mindless games or sitting through repetitive lectures, focus on pursuits that challenge and excite you.
7. Spirituality
- Evolve your practices. It’s okay to step away from rituals or beliefs that no longer resonate. Explore what feels meaningful now.
- Discover awe in nature. Spend less time indoors, more time outdoors, and reconnect with the wonder and beauty of the natural world. Whether it’s a sunrise hike or simply sitting in a garden, nature can provide a profound sense of spirituality.
- Cultivate gratitude. Instead of complaining about things you can’t change in the world, consider some positive ways you can incorporate gratitude into your daily life and enhance your spiritual well-being.
8. Fitness
- Stop forcing unenjoyable workouts. Find routines that you love and that suit your current abilities, whether it’s yoga, pickleball, or a brisk walk with friends.
- Let go of comparisons. Your body isn’t the same as it was at 25, and that’s okay. Focus on what feels good now.
- Ditch harmful habits. Overexertion and ignoring rest days can do more harm than good. Listen to your body’s needs.
The Power of Letting Go
Letting go isn’t about giving up—it’s about creating space for what truly matters. When you stop holding on to outdated people, places, and habits, you free yourself to focus on what brings joy, meaning, and purpose to this exciting new phase of life. Start 2025 by clearing the clutter and embracing your best self. After all, retirement isn’t the end of the game—it’s your chance to rewrite the playbook.
Related: The Great Wealth Transfer: Beyond Dollars and Cents