Todd Shriber

Millennials are outpacing baby boomers when it comes to retirement preparedness, according to new research from Vanguard. #NCRetirementCenter

One way of looking at this scenario is that advisors should take the time to discuss with clients the benefits of health savings accounts.

Should take heed because the wealth management industry is rapidly evolving into an aspirational and experiential segment in its own right. #advisors

Numerous reports, studies and surveys conclude that in the investing battle of the sexes, women outperform men. #investing #women

That the decision on when to claim Social Security Benefits is like any other investment choice in that it’s rooted in math. #NCRetirementCenter

Women in the 18-24 age group are likely to be more inspired financially by Kendall and Kylie Jenner, Ariana Grande, Selena Gomez and Zendaya. #advisors

Its reputation for low-cost ETFs is something taken seriously by Schwab, as highlighted by the fact that the issuer announced fee cuts. #ETF

401k plan participants reveals workers believe they’ll need $1.8 million to enjoy a comfortable retirement, up from $1.7 million. #NCRetirementCenter

Convertibles can be alluring for aggressive, risk-tolerant bond investors, education is needed for clients that aren’t familiar with this. #bonds

Here are some ideas advisors can consider deploying during annuities conversations with clients. #NCRetirementCenter

Good news: Retirement sentiment is improving. Bad news: A financial vortex lingers and it could imperil U.S. workers’ retirement savings. #advisors

Gray divorce is on the rise due in part to the fact that divorce no longer carries the stigma it once did for older generations. #advisors

Still noticeable male/female wage gap, women need advisors more than ever and advisors should be seeking out these relationships. #advisors

Hispanics and Latinas, are among the future growth drivers of the advisory business and it’s on advisors to understand their unique ambitions #growth

Fortunately, some of the risk-reduction solutions for rich clients aren’t complex. Some are rather simple as is detailed below. #HNW #insurance

Younger demographics may be taking #GirlMath advice at face value. Advisors should certainly be aware of that discouraging trend. #advisors

advisors can put on their psychology hats and help clients get past those feelings because 401k loans are indeed financial mistakes. #401k

A new kid on the dividend ETF block could be worth examining: The SPDR Portfolio S&P Sector Neutral Dividend ETF. #ETF #advisors

The case for investing in innovative industries and technologies is alive and well and, in the eyes if some market observers, is a prime avenue. #invest

There are 210 million global users, but that’s led to 40,500 millionaires, 178 centi-millionaires and a mere six billionaires. #Bitcoin

Those factors and more in mind, it’s worth for it advisors to adopt at least a working knowledge of crypto because clients are expecting it. #crypto

The stars could be aligning for increased gold education and clients could appreciate that. #gold #advisors #education

Chances are advisors and clients alike are increasingly familiar with covered call funds, particularly in the exchange traded funds wrapper. #ETF

female spending habits portend opportunity with those clients and those in the prospective camp. #women #spending #finance

To which annuities are pertinent, there’s substantial demystification and education needed. That’s where advisors come in. #NCRetirementCenter

Let’s examine some of the classic mistakes ordinary investors make on their own when markets turn turbulent. #advisors #mistakes

The level of devotion to ESG and values-driven investing possessed by younger investors is remarkable and potentially perilous. #ESG #investing

Refresh appears to be arriving and at the right time because the asset class is once again gaining traction among advisors and clients. #NCRetirementCenter

Surprising that the SEC approved futures-based bitcoin ETFs but has consistently rejected applications for those of the spot variety. That may soon change.

If they have clients that are investing in this asset class, they should prepare those clients for estate planning and tax implications. #advisors #art

Advisors should realize that many clients are confident about Social Security but lack the knowledge to back up that confidence. #NCRetirementCenter

Another way of getting in on this act, and one that advisors may want to research is household loans, which often amount to personal loans. #advisor #loans

It pays to examine what goes into a prospective client’s thought process and what takes them from prospective to real. #advisors #clients

Number of $1,000-plus per month auto loan payments is also at a record high. That’s a lot of cash out the door every month. #cars #advisors #budget

Obvious value in focus on Gen X women. Those reasons include the point that is group of women were the first to attend college in large numbers. #advisors

Younger clients are particularly ambitious on those fronts and that’s something for advisors to be aware. #NCRetirementCenter

Advisors, with good communication and not much else in terms of effort, client biases can be harnessed for positive purposes. #bias #advisors #clients

Clients want better interpersonal connections with advisors and they want to see practices at least up with the times, if not ahead of the times. #advisor

Particularly true when it comes to exchange traded funds and index funds – assets that have driven the low-cost investing boom. #funds #advisor

Even if a practice doesn’t offer extensive tax planning service, gig workers and the self-employed can be growth avenues for advisors.

Retirement planning is an evolving paradigm and that in order to best serve clients, staying abreast of those shifts is critical. #NCRetirementCenter

This year, registered investment advisors have heard plenty about artificial intelligence and on multiple fronts. #AI #advisors

TCAF already has nearly $126 million in assets under management – a fast start for any new ETF. #advisors #ETF

If there was a constituency of clients or potential clients that almost certainly need an advisors, it’s new parents. #parents #advisors

Milliennial and Gen Z demographics are an interesting when it comes to their asset allocation choices and that’s not a bad thing. #invest

That’s not a bad sign for the S&P 500. Rather, it’s encouraging that more stocks are getting in on this bull market. #markets #stocks

Some of the seemingly small tasks with big potential dividends advisors should help clients with sooner rather than later. #advisors #growth

Advisors and clients may want to put renewed emphasis on fixed income exchange traded funds because of a big advantage over mutual funds: Lower fees. #fees

It means positioning wealth management in such a way that it feels aspirational to all clients. #advisors #wealth #inspire

Data indicate many boomers are also heavily allocated to stocks – perhaps too much so. That presents advisors with an opportunity. #stocks #boomers