Since 2011, Richard has been a Portfolio Manager, Vice President and team leader of Dri Financial Group at Scotia Wealth Management. Richard is a Certified Financial Planner, a Chartered Investment Manager and an accredited Family Enterprise Advisor. Richard writes a weekly blog on total wealth planning, investment strategies and life topics. His current book, ‘Introduction to the Investment Mindset,’explains how emotions can be the biggest threat to achieving financial freedom. Learn more here.