Chad Smith

We’re talking you through the spooky tale of the risks, emotions, and rational strategies involved in long-term investing. #invest #emotion

A fictional pop culture couple from newlyweds to pre-retirement, to demonstrate how their thought process around an emergency fund could evolve

If it is from a state’s treasury or comptroller department, you may want to open it up to learn more about this unclaimed property. #money

Earned income, the reduction in benefits due to excess earnings, and specific scenarios such as spousal and ex-spouse benefits. #NCRetirementCenter

Let’s discuss some Roth IRA tips you can use to make contributions, even if your income exceeds the standard thresholds. #Roth #retire

We cover the three phases of saving for college and what you need to pay attention to in each phase. #college

You’ll learn how to identify wild retirement problems and develop a framework for working through them. #NCRetirementCenter

Seeing this example play out over time might help you make your own pension vs. lump sum choice. #investor #retirement

Insights and behavioral patterns found that prevent retirees from spending what their plan allows and ways to gain more confidence #NCRetirementCenter

Listen in to learn 10 instincts identified by the book Factfulness and what you can do to combat the biases they lead to. #investors

With all investments, it’s important to understand what it is, what drives returns, and what it would add to your current investment strategy #crypto

First step to understanding what kind of long-term care you may need as you age is to evaluate your family health history and risks for diseases. #retire

We discuss seven crucial financial considerations that you’ll need to keep in mind if you are interested in retiring abroad. #NCRetirementCenter

You’ll learn why sequence of return risk has been called the retirement danger zone and how to prepare for it #NCRetirementCenter

Options you should consider if you get laid off and how they fit in with your financial plan, your tax plan, and your investment plan. #NCRetirementCenter

We explore some common retirement pitfalls and then ten stepping stones to help us overcome challenges you might encounter. #NCRetirementCenter

We discuss 5 reasons in this episode you should consider other options for your portfolio. #investing

Walk through five considerations you should think through before you implement a strategy to complete your Backdoor Roth contributions. #IRA

I purchased a home towards the end of 2023. I know what a huge life decision it is and all the sometimes stressful situations that come with it. #advisors

Let’s unravel the key modifications to shed some light on what you need to be aware of. #FAFSA #2024

Here are some items you might consider before saying goodbye to 2023 #advisors #2023 #2024

Below are the investor vs. investment results by investment category from Vanguard. Morningstar’s results are very similar. #investors #views

Net Unrealized Appreciation is a simple concept, but there can be complexity in the mechanics of applying the rule and in the compliance checklist. #taxes

The factors to consider, and the reasons you should and the reasons you shouldn’t roll over your employer-sponsored retirement account. #retire

Break down how wealth management works from the tax planning, retirement planning and risk planning perspectives. #advisors

You’ll learn the three types of beneficiaries and the six questions you need to ask yourself when you inherit an IRA. #IRA #questions

Green thumb, charitable inclination, or a projected tax bill, there is another option not many people know about called a conservation easement. #land #tax

Like other forms of income, one may assume that tax is due on the capital gains realized on the sale, but is that always the case? #home #tax

This hockey-themed episode can still assist you in the pursuit of your ideal retirement. #planning #retirement #hockey

Don’t let the next tax season take you by surprise. Listen in to hear how you can improve your tax situation so that you can rest easy. #Tax

Let’s discuss how it works and what to consider when deciding if pet insurance is right for your financial plan. #pets #insurance

What happened to Silicon Valley Bank, examine how much cash you really need, and explore options for managing the cash assets in your portfolio. #cash

Being laid off often comes as a shock and can be very emotionally trying. It could also throw a wrench in your financial plan and your peace of mind. #work

The Secure Act 2.0 was recently passed bringing in hundreds of changes. Today, we focus on the most important changes that impact you. #taxes #rules

In a world where 75% of Americans are winging it when it comes to their financial future, a holistic financial plan will put you ahead of the crowd. #plan

Five psychological and emotional aspects of an investor’s behavior have a huge impact on the investment decisions they make. #behavior #finance

Developing a well-thought-out plan is easy, but it can be hard to stick to when the market is volatile. #finance #planning

Insider trading rules prohibit trading a company’s stock if the person has access to material nonpublic information. #stocks #finance #planning

Have you ever been offered a non-qualified deferred compensation plan as part of your benefits package? #finances #education #investors

We’ve compiled a list of often overlooked financial considerations for those facing a terminal illness. #termailillness #finance #advisors

A guide to provide you with a clear list of action items to help ensure your financial life is in order. #terminal #planning #estate

The anticipation stage occurs during the 10 years prior to retirement. Optimism, excitement, and anxiety are the predominant feelings during this stage.

Too many investors become anxious when the stock market is falling and excited when the stock market is rising. #investing

In a bear market, it can be easy to panic and forget that investor behavior drives results more than choosing the right investments.

I Bonds, or Federal Series I Savings Bonds, are unique in the way their interest rates are determined and paid. #ibonds #investing

Is your retirement date approaching? You need to have a retirement plan in place to help guide you through this transition. #retirement

Russia’s invasion of Ukraine is an important reminder that geopolitical risk is a part of investing in global markets. #investing

The biggest financial threat to your wealth is not the market; it is your brain. 5 steps you can take to help you improve your money mindset.

The record high demand and low supply resulted in prices jumping 12% and now averaging $45,000 for a new car from last fall to this fall.

Here are what we think the Top 10 Economic Stories of the year have been. #finance investing #investor #realestate #crypto